Effective June 2026
By using On Paper you agree to these terms. They govern your use of the service while it is in early access.
On Paper lets creators fund jobs into escrow, lets freelancers deliver work and get paid, sets aside a portion of payouts into a tax vault, and keeps records. We are a software layer on top of regulated payment partners; we are not a bank, lender, broker, or tax preparer.
Funds move through our payments partner (Stripe). Creators fund a job amount plus a platform fee charged on top; freelancers keep their full agreed amount, less their own tax set-aside which is held in their vault. Fees are shown before you fund a job and may change with notice.
The tax set-aside is your own money held in a savings sub-balance — it is NOT tax withholding or remittance. We do not pay taxes to any authority on your behalf. You remain responsible for filing and paying your own taxes.
Provide accurate information, use the service lawfully, only upload work you have the rights to, and honor the agreements you make with the other party to a job.
Either party to a job may open a dispute with evidence. The creator resolves it by releasing payment or taking a refund. On Paper provides the tooling and record; we are not a court and do not adjudicate the underlying work.
Educational content, tax estimates, and guides in On Paper are general information, not tax, legal, financial, or accounting advice. Consult a qualified professional for your situation.
The service is provided “as is” during early access. To the maximum extent permitted by law, On Paper is not liable for indirect or consequential damages. Nothing here limits liability that cannot be limited by law.
We may update these terms; continued use means you accept the changes. Questions: simdexapp@gmail.com.